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The Facts About Texas Auto Insurance

If you drive in Texas, you need to have an auto insurance policy for your car. Not only is it the law, but it also protects you financially in case you get in an accident or your car is damaged. Here at Cannon Insurance Services, our Austin, TX auto insurance agents are happy to help you understand the basics of coverage and help you compare quotes to get the policy you're looking for.

Minimum Requirements for Auto Insurance Policies in Texas

Texas law requires every driver to have at least the minimum liability insurance coverage. You will need at least $30,000 per person and $60,000 per accident of coverage for bodily injury liability. You also need at least $25,000 of property damage liability insurance. In addition, agencies must offer you $2,500 of Personal Injury Protection (PIP) coverage and uninsured and underinsured motorist insurance.

Additional Coverage to Consider

Don't stop at just the minimum coverage. The minimum liability coverage is not enough if you get into a significant accident, and you should have more coverage if you have assets to protect. Plus, if you have a newer vehicle that would be expensive to repair or replace, we recommend adding comprehensive and collision coverage to pay for repairs to your vehicle. You can also get insurance for towing, roadside assistance, and rental reimbursement while your car is being repaired.

Compare Quotes Today to Find the Best Policy

Once you have an idea of what kind of policy you want, get free online quotes to find the best price. As an independent agency, we can provide comparative quotes from the top carriers to make it easy for you to choose the right policy for your budget. Plus, our helpful agents would be happy to answer any questions you have about coverage!